.site-header[data-astro-cid-3ef6ksr2]{border-bottom:1px solid var(--border);background:#fbf7f1d9;backdrop-filter:saturate(140%) blur(10px);-webkit-backdrop-filter:saturate(140%) blur(10px);box-shadow:0 1px #4c321c05,0 2px 12px #4c321c0a;position:sticky;top:0;z-index:20}.header-inner[data-astro-cid-3ef6ksr2]{display:flex;align-items:center;justify-content:space-between;gap:1rem;padding-top:.85rem;padding-bottom:.85rem}.logo[data-astro-cid-3ef6ksr2]{display:inline-flex;align-items:center;gap:.5rem;font-family:var(--font-display);font-weight:600;font-size:1.3rem;letter-spacing:-.01em;color:var(--text);text-decoration:none}.logo__mark[data-astro-cid-3ef6ksr2]{display:block;flex-shrink:0}.logo__text[data-astro-cid-3ef6ksr2]{line-height:1}.nav[data-astro-cid-3ef6ksr2]{display:flex;align-items:center;gap:1.1rem;flex-wrap:wrap}.nav__link[data-astro-cid-3ef6ksr2]{color:var(--muted);text-decoration:none;font-size:.9rem}.nav__link[data-astro-cid-3ef6ksr2]:hover{color:var(--accent)}.nav__group[data-astro-cid-3ef6ksr2]{position:relative}.nav__summary[data-astro-cid-3ef6ksr2]{list-style:none;cursor:pointer;color:var(--muted);font-size:.9rem;display:inline-flex;align-items:center;gap:.3rem;user-select:none}.nav__summary[data-astro-cid-3ef6ksr2]::-webkit-details-marker{display:none}.nav__summary[data-astro-cid-3ef6ksr2]:after{content:"";width:.42em;height:.42em;border-right:2px solid currentColor;border-bottom:2px solid currentColor;transform:rotate(45deg) translateY(-1px);transition:transform .15s}.nav__group[data-astro-cid-3ef6ksr2][open]>.nav__summary[data-astro-cid-3ef6ksr2],.nav__summary[data-astro-cid-3ef6ksr2]:hover{color:var(--accent)}.nav__group[data-astro-cid-3ef6ksr2][open]>.nav__summary[data-astro-cid-3ef6ksr2]:after{transform:rotate(-135deg) translateY(-1px)}.nav__menu[data-astro-cid-3ef6ksr2]{list-style:none;margin:0;padding:.4rem 0;position:absolute;top:calc(100% + .55rem);left:0;min-width:200px;background:var(--surface);border:1px solid var(--border);border-radius:var(--radius);box-shadow:0 8px 24px #00000014;z-index:30}.nav__menu[data-astro-cid-3ef6ksr2] li[data-astro-cid-3ef6ksr2]{margin:0}.nav__menu[data-astro-cid-3ef6ksr2] a[data-astro-cid-3ef6ksr2]{display:block;padding:.5rem .9rem;color:var(--text);text-decoration:none;font-size:.9rem;white-space:nowrap}.nav__menu[data-astro-cid-3ef6ksr2] a[data-astro-cid-3ef6ksr2]:hover{background:var(--surface-2);color:var(--accent)}.nav-toggle[data-astro-cid-3ef6ksr2]{display:none;flex-direction:column;justify-content:center;gap:5px;width:44px;height:44px;padding:0;border:1px solid var(--border);border-radius:8px;background:var(--surface);cursor:pointer}.nav-toggle[data-astro-cid-3ef6ksr2]:hover{border-color:var(--accent)}.nav-toggle__bar[data-astro-cid-3ef6ksr2]{display:block;width:22px;height:2px;margin:0 auto;background:var(--text);border-radius:2px;transition:transform .2s ease,opacity .2s ease}@media(max-width:760px){.nav-toggle[data-astro-cid-3ef6ksr2]{display:flex}.site-header[data-astro-cid-3ef6ksr2].is-open .nav-toggle__bar[data-astro-cid-3ef6ksr2]:nth-child(1){transform:translateY(7px) rotate(45deg)}.site-header[data-astro-cid-3ef6ksr2].is-open .nav-toggle__bar[data-astro-cid-3ef6ksr2]:nth-child(2){opacity:0}.site-header[data-astro-cid-3ef6ksr2].is-open .nav-toggle__bar[data-astro-cid-3ef6ksr2]:nth-child(3){transform:translateY(-7px) rotate(-45deg)}.header-inner[data-astro-cid-3ef6ksr2]{flex-wrap:wrap}.nav[data-astro-cid-3ef6ksr2]{display:none;order:3;flex-basis:100%;width:100%;flex-direction:column;align-items:stretch;gap:0;margin-top:.5rem;padding-top:.3rem;border-top:1px solid var(--border);max-height:calc(100vh - 90px);overflow-y:auto}.site-header[data-astro-cid-3ef6ksr2].is-open .nav[data-astro-cid-3ef6ksr2]{display:flex}.nav__link[data-astro-cid-3ef6ksr2],.nav__summary[data-astro-cid-3ef6ksr2]{width:100%;padding:.85rem .2rem;font-size:1rem;border-bottom:1px solid var(--border)}.nav__summary[data-astro-cid-3ef6ksr2]{justify-content:space-between}.nav__group[data-astro-cid-3ef6ksr2]{position:static;width:100%}.nav__group[data-astro-cid-3ef6ksr2]:last-of-type .nav__summary[data-astro-cid-3ef6ksr2]{border-bottom:1px solid var(--border)}.nav__menu[data-astro-cid-3ef6ksr2]{position:static;min-width:0;border:none;box-shadow:none;border-radius:0;padding:.1rem 0 .5rem .9rem}.nav__menu[data-astro-cid-3ef6ksr2] a[data-astro-cid-3ef6ksr2]{padding:.5rem 0;font-size:.95rem}}.site-footer[data-astro-cid-sz7xmlte]{border-top:1px solid var(--border);background:var(--surface);margin-top:3rem;padding:2rem 0}.footer-note[data-astro-cid-sz7xmlte]{font-family:var(--font-display);font-size:1.05rem;font-style:italic;color:var(--text);margin:0 0 1rem;max-width:60ch}.site-footer[data-astro-cid-sz7xmlte] nav[data-astro-cid-sz7xmlte]{display:flex;gap:1.25rem;flex-wrap:wrap;margin-bottom:.75rem}.site-footer[data-astro-cid-sz7xmlte] a[data-astro-cid-sz7xmlte]{color:var(--muted);text-decoration:none;font-size:.875rem}.site-footer[data-astro-cid-sz7xmlte] a[data-astro-cid-sz7xmlte]:hover{color:var(--accent)}.copy[data-astro-cid-sz7xmlte]{color:var(--muted);font-size:.8125rem;margin:0;max-width:70ch}.crumbs{font-size:.85rem;color:var(--muted);margin-bottom:.5rem}.crumbs a{color:var(--muted);text-decoration:none}.crumbs span{margin:0 .35rem}.lede{font-size:1.08rem;color:var(--muted);max-width:65ch}.calc{display:grid;grid-template-columns:1.3fr 1fr;gap:1.5rem;background:var(--surface-2);border:1px solid var(--border);border-radius:var(--radius);padding:1.5rem;margin:1.25rem 0;box-shadow:var(--shadow-sm)}@media(max-width:760px){.calc{grid-template-columns:1fr}}.calc__inputs{display:grid;grid-template-columns:1fr 1fr;gap:1rem;align-content:start}.calc__inputs .field--wide{grid-column:1 / -1}.field{display:flex;flex-direction:column;gap:.3rem}.field label{font-size:.85rem;font-weight:600;color:var(--muted)}.field input,.field select{margin-top:auto}.field input,.field select{padding:.6rem .7rem;border:1px solid var(--border);border-radius:8px;font-size:1rem;background:#fff;color:var(--text);width:100%}.field input:focus,.field select:focus{outline:2px solid var(--accent);outline-offset:1px;border-color:var(--accent)}.calc__results{display:flex;flex-direction:column;gap:.85rem;justify-content:center}.result{background:#fff;border:1px solid var(--border);border-radius:var(--radius-sm);padding:.9rem 1.05rem;box-shadow:var(--shadow-sm)}.result--primary{background:var(--accent-dark);border-color:var(--accent-dark);box-shadow:0 6px 18px #a4452a47}.result__label{display:block;font-size:.8rem;color:var(--muted)}.result--primary .result__label{color:#ffffffd9}.result__value{font-size:1.6rem;font-weight:700;color:var(--text)}.result--primary .result__value{color:#fff}.result__value--good{color:var(--good)}.breakdown{margin:.5rem 0 1rem}.breakdown summary{cursor:pointer;font-weight:600;padding:.5rem 0}.table-scroll{max-height:360px;overflow-y:auto;border:1px solid var(--border);border-radius:8px}.formula{background:var(--accent-soft);border-left:3px solid var(--accent);padding:.8rem 1.05rem;font-size:1.1rem;border-radius:0 var(--radius-sm) var(--radius-sm) 0}.content ul{max-width:72ch}.faq details{border:1px solid var(--border);border-radius:var(--radius-sm);padding:.4rem .9rem;margin:.5rem 0;background:var(--surface);transition:border-color .15s,box-shadow .15s}.faq details[open]{border-color:var(--border-strong);box-shadow:var(--shadow-sm)}.faq summary{cursor:pointer;font-weight:600;padding:.4rem 0}.faq summary:hover{color:var(--accent)}.faq p{margin:.3rem 0 .7rem}.disclaimer{margin-top:2rem;font-size:.85rem;color:var(--muted);background:var(--surface-2);padding:.9rem 1rem;border-radius:8px}.sources{margin:1.25rem 0 0;font-size:.86rem;color:var(--muted);background:var(--surface);border:1px solid var(--border);border-left:3px solid var(--good);padding:.85rem 1rem;border-radius:var(--radius-sm)}.sources strong{color:var(--text)}.sources a{color:var(--accent-dark)}.grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(260px,1fr));gap:1rem}.card{display:block;border:1px solid var(--border);border-radius:var(--radius);padding:1.25rem 1.3rem;text-decoration:none;color:var(--text);background:var(--surface);box-shadow:var(--shadow-sm);transition:border-color .18s,transform .18s,box-shadow .18s}.card:hover{border-color:var(--accent);transform:translateY(-3px);box-shadow:var(--shadow-md)}.card--soon{opacity:.6;pointer-events:none}.card__cat{font-size:.72rem;text-transform:uppercase;letter-spacing:.06em;color:var(--accent-dark);font-weight:700}.card__title{font-size:1.15rem;margin:.3rem 0 .4rem}.card__blurb{font-size:.92rem;color:var(--muted);margin:0}.card__badge{display:inline-block;margin-top:.6rem;font-size:.72rem;background:var(--surface-2);padding:.15rem .5rem;border-radius:99px;color:var(--muted)}.paychips{display:grid;grid-template-columns:repeat(auto-fit,minmax(140px,1fr));gap:.7rem;margin:.25rem 0 1rem}.paychip{background:var(--surface-2);border:1px solid var(--border);border-radius:10px;padding:.7rem .9rem;display:flex;flex-direction:column;gap:.15rem}.paychip__label{font-size:.78rem;color:var(--muted)}.paychip strong{font-size:1.15rem}@font-face{font-family:Fraunces Variable;font-style:normal;font-display:swap;font-weight:100 900;src:url(/_astro/fraunces-vietnamese-opsz-normal.Czevyj-6.woff2) format("woff2-variations");unicode-range:U+0102-0103,U+0110-0111,U+0128-0129,U+0168-0169,U+01A0-01A1,U+01AF-01B0,U+0300-0301,U+0303-0304,U+0308-0309,U+0323,U+0329,U+1EA0-1EF9,U+20AB}@font-face{font-family:Fraunces Variable;font-style:normal;font-display:swap;font-weight:100 900;src:url(/_astro/fraunces-latin-ext-opsz-normal.CJcjJNj7.woff2) format("woff2-variations");unicode-range:U+0100-02BA,U+02BD-02C5,U+02C7-02CC,U+02CE-02D7,U+02DD-02FF,U+0304,U+0308,U+0329,U+1D00-1DBF,U+1E00-1E9F,U+1EF2-1EFF,U+2020,U+20A0-20AB,U+20AD-20C0,U+2113,U+2C60-2C7F,U+A720-A7FF}@font-face{font-family:Fraunces Variable;font-style:normal;font-display:swap;font-weight:100 900;src:url(/_astro/fraunces-latin-opsz-normal.DihXLNYH.woff2) format("woff2-variations");unicode-range:U+0000-00FF,U+0131,U+0152-0153,U+02BB-02BC,U+02C6,U+02DA,U+02DC,U+0304,U+0308,U+0329,U+2000-206F,U+20AC,U+2122,U+2191,U+2193,U+2212,U+2215,U+FEFF,U+FFFD}@font-face{font-family:Fraunces Variable;font-style:italic;font-display:swap;font-weight:100 900;src:url(/_astro/fraunces-vietnamese-opsz-italic.DxWqP7Ku.woff2) format("woff2-variations");unicode-range:U+0102-0103,U+0110-0111,U+0128-0129,U+0168-0169,U+01A0-01A1,U+01AF-01B0,U+0300-0301,U+0303-0304,U+0308-0309,U+0323,U+0329,U+1EA0-1EF9,U+20AB}@font-face{font-family:Fraunces Variable;font-style:italic;font-display:swap;font-weight:100 900;src:url(/_astro/fraunces-latin-ext-opsz-italic.CGbN9UgK.woff2) format("woff2-variations");unicode-range:U+0100-02BA,U+02BD-02C5,U+02C7-02CC,U+02CE-02D7,U+02DD-02FF,U+0304,U+0308,U+0329,U+1D00-1DBF,U+1E00-1E9F,U+1EF2-1EFF,U+2020,U+20A0-20AB,U+20AD-20C0,U+2113,U+2C60-2C7F,U+A720-A7FF}@font-face{font-family:Fraunces Variable;font-style:italic;font-display:swap;font-weight:100 900;src:url(/_astro/fraunces-latin-opsz-italic.lSdLDfvT.woff2) format("woff2-variations");unicode-range:U+0000-00FF,U+0131,U+0152-0153,U+02BB-02BC,U+02C6,U+02DA,U+02DC,U+0304,U+0308,U+0329,U+2000-206F,U+20AC,U+2122,U+2191,U+2193,U+2212,U+2215,U+FEFF,U+FFFD}@font-face{font-family:Nunito Sans Variable;font-style:normal;font-display:swap;font-weight:200 1000;src:url(/_astro/nunito-sans-cyrillic-ext-wght-normal.7w74d1lj.woff2) format("woff2-variations");unicode-range:U+0460-052F,U+1C80-1C8A,U+20B4,U+2DE0-2DFF,U+A640-A69F,U+FE2E-FE2F}@font-face{font-family:Nunito Sans Variable;font-style:normal;font-display:swap;font-weight:200 1000;src:url(/_astro/nunito-sans-cyrillic-wght-normal.B9hoeQUC.woff2) format("woff2-variations");unicode-range:U+0301,U+0400-045F,U+0490-0491,U+04B0-04B1,U+2116}@font-face{font-family:Nunito Sans Variable;font-style:normal;font-display:swap;font-weight:200 1000;src:url(/_astro/nunito-sans-vietnamese-wght-normal.BhFYcaJr.woff2) format("woff2-variations");unicode-range:U+0102-0103,U+0110-0111,U+0128-0129,U+0168-0169,U+01A0-01A1,U+01AF-01B0,U+0300-0301,U+0303-0304,U+0308-0309,U+0323,U+0329,U+1EA0-1EF9,U+20AB}@font-face{font-family:Nunito Sans Variable;font-style:normal;font-display:swap;font-weight:200 1000;src:url(/_astro/nunito-sans-latin-ext-wght-normal.DMEAsnHD.woff2) format("woff2-variations");unicode-range:U+0100-02BA,U+02BD-02C5,U+02C7-02CC,U+02CE-02D7,U+02DD-02FF,U+0304,U+0308,U+0329,U+1D00-1DBF,U+1E00-1E9F,U+1EF2-1EFF,U+2020,U+20A0-20AB,U+20AD-20C0,U+2113,U+2C60-2C7F,U+A720-A7FF}@font-face{font-family:Nunito Sans Variable;font-style:normal;font-display:swap;font-weight:200 1000;src:url(/_astro/nunito-sans-latin-wght-normal.BWQ3gi2K.woff2) format("woff2-variations");unicode-range:U+0000-00FF,U+0131,U+0152-0153,U+02BB-02BC,U+02C6,U+02DA,U+02DC,U+0304,U+0308,U+0329,U+2000-206F,U+20AC,U+2122,U+2191,U+2193,U+2212,U+2215,U+FEFF,U+FFFD}:root{--bg: #fbf7f1;--surface: #ffffff;--surface-2: #f5ece0;--text: #2c2622;--muted: #706357;--accent: #c75c38;--accent-dark: #a4452a;--accent-soft: #f7e7dd;--border: #ece1d3;--border-strong: #ddccb8;--good: #3c794c;--radius: 16px;--radius-sm: 10px;--maxw: 1080px;--font-display: "Fraunces Variable", "Fraunces", Georgia, "Times New Roman", serif;--shadow-sm: 0 1px 2px rgba(76, 50, 28, .05), 0 1px 3px rgba(76, 50, 28, .07);--shadow-md: 0 6px 18px rgba(76, 50, 28, .09), 0 2px 6px rgba(76, 50, 28, .06);--shadow-lg: 0 16px 38px rgba(76, 50, 28, .14)}*{box-sizing:border-box}html{-webkit-text-size-adjust:100%;scroll-behavior:smooth}body{margin:0;font-family:Nunito Sans Variable,Nunito Sans,-apple-system,BlinkMacSystemFont,Segoe UI,Roboto,Helvetica,Arial,sans-serif;color:var(--text);background:var(--bg);line-height:1.68;font-size:17px;-webkit-font-smoothing:antialiased;-moz-osx-font-smoothing:grayscale}.wrap{width:100%;max-width:var(--maxw);margin:0 auto;padding:0 1.1rem}main.wrap{padding-top:1.5rem;padding-bottom:2.5rem}h1,h2,h3{font-family:var(--font-display);line-height:1.18;color:var(--text)}h1{font-size:clamp(1.95rem,4.4vw,2.7rem);font-weight:600;font-optical-sizing:auto;letter-spacing:-.01em;margin:.2rem 0 .6rem}h2{font-size:1.55rem;font-weight:600;margin-top:2.2rem}h3{font-size:1.18rem;font-weight:600;margin-top:1.4rem}a{color:var(--accent-dark);text-underline-offset:2px;transition:color .15s}a:hover{color:var(--accent)}p{max-width:72ch}table{border-collapse:collapse;width:100%;font-size:.95rem}th,td{padding:.6rem .7rem;border-bottom:1px solid var(--border);text-align:right}th:first-child,td:first-child{text-align:left}thead th{background:var(--surface-2);position:sticky;top:0;font-size:.82rem;text-transform:uppercase;letter-spacing:.03em;color:var(--muted)}tbody tr:hover{background:var(--surface-2)}::selection{background:var(--accent-soft)}@media(max-width:480px){table{font-size:.84rem}th,td{padding:.45rem .5rem}}